Commercial Plans for Small Businesses

We understand that you want to offer health insurance at the best value to your employees. That’s why at Neighborhood, we offer a variety of plans to fit your budget and meet the needs of your employees.

Our small business plans (2-50 employees) cover all of the essential health benefits you and your employees need to stay healthy, plus more, at an affordable price. All of our plans cover your preventive care at no cost to you and we have a variety of plan designs that help to cover the rest. Also, all of our plans include access to our entire network of providers, hospitals, and pharmacies.

Check out the PRIME Elite , PREMIER Elite, and PEAK Elite plans below for out-of-network coverage options.

Click a plan below to learn more:  

STANDARD

Lowest-priced, health savings account qualified, Bronze plan

  • Great option for employees who are not high utilizers, want coverage for when they need it, and the lowest monthly premium offered
  • Health Savings Accounts help manage the cost of health care needs

CHOICE

Affordably priced Silver plan with a traditional copay plan design

  • Great option for employees who want copays for services like primary care, specialist visits, behavioral health outpatient services, and prescription drugs
  • A slightly higher deductible keeps monthly premiums down

EDGE

Lowest-priced Gold plan with a traditional copay plan design

  • Great option for employees who want lower copays and cost-sharing amounts than a Silver plan offers
  • Low copays for services like primary care, specialist visits, behavioral health outpatient services and prescription drugs

PREMIER

Affordably priced Gold plan with a traditional copay plan design

  • Great option for employees who prefer a 0% coinsurance after the deductible has been met
  • Low copays for services like primary care, specialist visits, behavioral health outpatient services and prescription drugs

PEAK

Health Savings Account (HSA) Qualified Gold plan

  • Great option for employers who are interested in offering an HSA-qualified plan for their employees that has co-payments after the deductible for services like PCP & Specialist visits, along with prescription drugs.
  • Health Savings Accounts help manage the cost of health care needs

PRIME

Lowest-priced Platinum plan

  • Great option for employees that want the most coverage available at an affordable price
  • This plan offers our lowest deductible, lowest copays, and lowest coinsurance at 0% after deductible
Elite Plans

PREMIER Elite, PEAK Elite, and PRIME Elite Point-of-Service (POS) plans offer exclusive benefits. Elite plan members:

  • Can go out of network for certain care and services
  • Will have a separate out of network deductible, out of pocket maximum, and cost sharing
  • Will be required to have an in-network Primary Care Provider
  • Are still required to get prior authorization for all services that require a prior authorization in network

PRIME Elite

A Gold plan with out of network coverage included

PREMIER Elite

A Gold plan with out of network coverage included

PEAK Elite

A health savings account qualified Gold plan with out of network coverage included